Privacy notice

Privacy Policy

This Privacy Policy explains what information this mobile application may collect, why it is used, and the choices available to you. By using the app, you agree to the handling of information described here.

Effective date June 16, 2026

1. Scope and Per-App Notice

This Privacy Policy applies to this mobile application, related features, account services, cloud sync, support, and any web or backend services connected to the app.

Some information may stay only on your device. Other information may be sent to our backend or trusted service providers when you create an account, use cloud sync, restore purchases, contact support, or use connected features.

2. Who We Are

This app is operated by Dhanraj Kawade. For privacy questions or requests, you can contact us using the details at the bottom of this policy.

For purposes of this policy, "we", "us", and "our" refer to the app owner and the systems used to provide the app and related services.

3. What We Collect

Depending on how you use the app, we may collect, receive, or store:

  • Account information such as your name, email address, and account identifier.
  • Authentication information needed to sign you in and keep your account secure.
  • Financial records you enter, such as transaction titles, amounts, categories, dates, notes, wallet categories, and allocations.
  • Device and app details such as device identifier, platform, app version, build number, and last sync time.
  • Purchase entitlement status needed to unlock paid features, restore access, and show renewal reminders.
  • Basic diagnostics, request logs, and error information needed to operate and protect the service.

4. Why We Use It

We use information to:

  • Creating and managing your account.
  • Letting you view, add, edit, organize, and delete financial records.
  • Backing up and restoring data when cloud sync is enabled.
  • Registering trusted devices and keeping sync state consistent.
  • Verifying premium access and restoring purchases.
  • Responding to support requests and troubleshooting issues.
  • Protecting the app from misuse, fraud, or unauthorized access.

6. Who We Share With

We do not sell your personal information. We may share limited information with service providers that help us operate the app, such as backend hosting, database storage, authentication, purchase validation, diagnostics, analytics, notifications, and support.

We may also disclose information if required by law, to protect rights and safety, to investigate misuse, or in connection with a business transfer involving the app.

7. International Transfers

Your information may be processed or stored in countries other than where you live. Data protection laws in those countries may differ from the laws in your location.

Where required, we rely on appropriate safeguards for international transfers, such as contractual protections, provider safeguards, or other mechanisms allowed by law.

8. How Long We Keep It

We keep information for as long as needed to provide the app, maintain your account, support sync, meet legal requirements, resolve disputes, and enforce agreements.

Local data may remain on your device until you delete it, uninstall the app, or use an in-app delete or logout option that removes local data. Server-side synced records may remain until deleted through account or sync controls, support request, or retention process.

9. Security and Breach

We use reasonable technical and organizational safeguards to protect information. However, no method of storage or transmission is completely secure, and we cannot guarantee absolute security.

If we become aware of a security incident that requires notice under applicable law, we will take reasonable steps to notify affected users or authorities as required.

10. Cookies and Tracking

The mobile app may use local storage, device identifiers, app settings, and similar technologies to keep you signed in, remember preferences, support passcode settings, enable sync, and improve reliability.

If the app or related web pages use cookies or analytics tools, they may be used for security, diagnostics, usage measurement, or service operation. You can manage some permissions through your device or browser settings.

11. Children

The app is not intended for children under the age required by applicable law to consent to digital services. We do not knowingly collect personal information from children. If you believe a child has provided personal information, contact us so we can review it.

12. Your Rights (EU/UK)

If EU or UK data protection law applies, you may have rights to access, correct, delete, restrict, object to processing, request portability, withdraw consent, and lodge a complaint with a supervisory authority.

These rights may depend on your location, the type of information, and the legal basis for processing. We may need to verify your identity before responding to a request.

13. Your Rights (US)

Depending on your state, you may have rights to know, access, correct, delete, or receive a copy of personal information, and to opt out of certain processing activities. We do not sell personal information.

You may contact us to make a privacy request. We will respond as required by applicable law.

14. Automated Decisions

We do not use your personal information for automated decisions that produce legal or similarly significant effects. Some app behavior may be automated for normal operation, such as syncing data, checking purchase entitlement status, showing reminders, or applying your settings.

15. Changes to This Policy

We may update this Privacy Policy from time to time. When we make changes, we will update the effective date above. Continued use of the app after changes means you acknowledge the updated policy.

16. Contact Us

For privacy questions or requests, contact:

Dhanraj Kawade
dhanarajkawde@gmail.com